Roofing License: #CCC1332756

Lower Your Insurance Premium. Stronger Protection.

Wind mitigation evaluates the wind resistance of your home and determines how well it can withstand hurricanes and severe weather. Florida insurers use a uniform wind mitigation verification form to apply wind insurance discounts, which can lower your premium.

Whale Roofing installs roofing systems with wind-resistant features that may qualify for wind mitigation credits throughout Boca Raton and South Florida. The inspection itself is completed by an authorized mitigation inspector.

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Wind Mitigation Estimate

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CCC1332756

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Manufacturer & Labor Warranties

Written coverage on every roof

Benefits of Wind Mitigation

Lower Your Insurance Premium. Stronger Protection for Your Home.

Homes with verified wind mitigation features can qualify for meaningful discounts on the wind portion of their premium,
depending on your insurance provider and the features present on your home.

How Wind Mitigation Works

Wind mitigation credits are based on construction features that help your home resist hurricane winds.
Stronger Roof Connections

Secure attachments help keep your roof firmly connected to your home.

Reinforced Roof Deck

Upgraded materials help improve the overall strength of your roof deck.

Proper Bracing

Additional bracing adds support at the connections that carry the most wind load.

Reduced Wind Damage

A stronger roof system can help reduce the risk of storm-related damage.

Insurance Savings

Verified features can qualify your home for reduced wind premiums.

Wind Mitigation Features That Can Earn Credits

Roof-to-Wall Connections
Straps or clips that secure the roof to the walls of your home.
Secondary Water Resistance
Helps prevent water intrusion if your roof covering is damaged, acting as a barrier to protect your home.
Structural Bracing
Additional bracing for roof-to-wall connections and roof framing that helps prevent roof failure.
Roof Deck Attachment
How the roof decking is nailed to the framing. Upgraded nailing during a re-roof can improve this rating.
Roof Covering
A roof covering installed to current Florida Building Code with approved products can earn credit on the form.

How to Earn Wind Mitigation Credits With Your Roof

1
Free Roof Estimate
We assess your roof and recommend upgrades that can improve your wind mitigation rating.
2
Install Upgrades
Our crews install qualifying improvements, such as upgraded deck nailing and a secondary water barrier, during your roof project.
3
Roof Documentation
We provide your permit and installation details so your inspector can verify the work.
4
Independent Inspection
An authorized mitigation inspector inspects your home and completes Florida’s Uniform Mitigation Verification Inspection Form (OIR-B1-1802).
5
Insurance Discounts
Submit the completed form to your insurance company to apply any discounts you qualify for.
SFL Roofing News

In South Florida, preparing for tropical weather is part of protecting your home and family. Hurricanes and tropical storms can

Managing the roof of a large commercial building requires more than responding to leaks when they appear. Commercial roofs protect

Why Homeowners Choose Whale Roofing
What Our Clients Say
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Josh Reyes profile picture
Josh Reyes
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We hired Whale Roofing to repair a leak in our tile roof in Delray Beach, and I can't recommend them enough. After collecting quotes from several companies in the area, Whale stood out from the very first visit: they were the only company that actually got into the attic to inspect the problem from the inside, instead of just looking at the roof from above. That thoroughness showed in everything they did. They found the real cause of the leak — a failed gooseneck vent — explained every detail before quoting, and gave us the most reasonable price we received, by a good margin. And the price they quoted is the price we paid: no extras, no surprises, no upsell, even though the job included replacing rotted wood. Afterwards, Jacob, their VP, personally walked me through every item they had done. Honest diagnosis, fair price, quality work, and a company that stands behind every word: if you have a roof leak in South Florida, make sure Whale is one of the companies you call.
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Ryan Alfred profile picture
Ryan Alfred
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The team did a great job. They diagnosed some issues with my roof and presented a quick estimate.
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Alan Adams profile picture
Alan Adams
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This roofing company came out same day with a fair quote and made all repairs as expected. I would highly recommend Whale Roofing.
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Adela Avila profile picture
Adela Avila
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Whale Roofing does a great job. We have townhomes and villas in our community. All concrete tile roofs. Their cleanliness and professionalism is top notch. I will recommend them to all of my neighbors. The communication from Jacob and the rest of the team was impressive! The roof looks great!
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Marybel Perez profile picture
Marybel Perez
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⭐⭐⭐⭐⭐ I had a great experience with this roofing company! From start to finish, they were professional, reliable, and did an excellent job replacing my roof. Jacob and David were very professional and kept me informed throughout the entire process, which made everything easy and stress-free. The crew was hardworking, respectful, and cleaned up everything afterward. I’m very happy with the results and would definitely recommend them to anyone looking for quality roofing work!
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Barbara Busch profile picture
Barbara Busch
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Whale Roofing went over and above on our roofing project. They were knowledgeable, efficient and detail oriented. Jacob, the supervisor on the job, deserves a 20 out of 10. He was beyond great. I recommend this company with the highest regard. And I am fussy!
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MARIE PARKANYI profile picture
MARIE PARKANYI
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Frank Loria was instrumental in addressing all of my concerns concerning repair of my roof and personally inspected the work.
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Julio Parrales profile picture
Julio Parrales
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From the initial consultation, Whale Roofing operated with the utmost professionalism, efficiency, and attention to detail. If you're looking for a dependable, honest, and skilled contractor for your roofing needs, I highly recommend giving them a call!
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Nicholas P profile picture
Nicholas P
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Whale Roofing was excellent to work with. They quickly identified and repaired a leak in my roof, kept me informed throughout the process, and completed the job professionally. The repair looks great and, most importantly, the leak is gone. I’d gladly recommend them for roof repairs.
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Danielle Johnson profile picture
Danielle Johnson
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I feel like I looked all over for an A1 roofing company that could fix my metal roof without costing an arm and a leg. Sure enough Whale roofing and co was the spot! Competitive pricing and decent time line for repairs. Highly recommend!
Wind Mitigation FAQs

Wind mitigation refers to construction features that help a home resist hurricane-force winds, such as roof deck attachment, roof-to-wall connections, roof shape, secondary water resistance, and opening protection. An authorized mitigation inspector documents these features on Florida’s Uniform Mitigation Verification Inspection Form (OIR-B1-1802). You submit that form to your insurance company so it can apply any discounts you qualify for.

Whale Roofing installs the roofing features that earn wind mitigation credits, and the inspection is completed by an authorized mitigation inspector. Under Florida law, the form can be signed by licensed home inspectors with hurricane mitigation training, certified building code inspectors, general, building, or residential contractors, engineers, and architects. We can refer you to an inspector and share your permit and installation details with them.

A wind mitigation inspection is optional for most Florida homeowners. Insurers use the completed form to apply discounts, so homes without one usually pay the full wind premium. Some insurers have their own inspection requirements for older homes or new policies, so check with your insurance agent.

Florida law requires insurers to offer discounts for homes with qualifying wind mitigation features. The amount depends on the features your home has, your insurer, and your policy. Upgrades installed during a roof replacement, like improved roof deck attachment and a secondary water barrier, can increase the credits your home qualifies for.

A completed OIR-B1-1802 form is generally valid for up to five years, as long as the home has no changes that affect the features listed. After a roof replacement or other upgrades, a new inspection gives your insurer current information and may qualify you for larger discounts.

Once your roof passes its final building inspection, schedule an inspection with an authorized mitigation inspector. Eligible homeowners may also qualify for a free inspection through the My Safe Florida Home program when state funding is available. We can share your permit and installation documentation with your inspector.

Ready to Lower Your Insurance Premium?

Schedule a free roof estimate and find out which upgrades could help your home qualify for wind mitigation credits.
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